Request a Bespoke Umbrella Calculation
Our online calculator makes an assumption that you are on a standard tax code and allocates one tax free period as we are not aware of your earnings to date. So if you would like us to provide you with a more accurate Take Home figure then please complete the form below and we can provide you with a bespoke umbrella calculation.
Differing Take Home Pay Claims
Have you received other take home pay calculations which differ? No umbrella company can offer a higher take home over any other if they are operating compliantly within HMRC guidelines, so if you have received differing figures, or seen offers of 85% take home, then please do take a moment to look at this page which explains the risks you could be putting yourslef at if you fall for one of these schemes. So take at look here at AUCAE, the industry resource site for contractors, agencies and end clients.
Self Employed & Working Via An Umbrella Company
Other solutions we have seen, offer up to 90% take home pay! The umbrella company contracts with recruitment agencies for the supply of ‘self-employed’ consultants (sole traders). Unfortunately, recruitment agencies won’t deal with sole traders directly as, under the Income Tax (Earnings and Pensions) Act 2003, such arrangement could result in the agency having to ensure that PAYE and NI are deducted from payments made to contractors who are under the direction/supervision of the end client.
Some contractors have fallen for high take home pay claims.
Popular contractor website, ContractorUK has attracted many people who have used these types of scheme. Most are now facing crippling bills from HMRC – you can read some of their comments here.
Be warned, these threads don’t make very pleasant reading. Many contractors were attracted to adverts for 80%-90% take home pay. The schemes have failed and the individuals are facing bankruptcy, losing their homes, family breakups, depression and despair.
If it seems too good to be true then it very probably is!
Why Choose Clarity Umbrella?
The team behind Clarity all have extensive experience in the umbrella industry and the foundations of the business have been built on transparency and honesty, so you know exactly what you’ll be getting, with no nasty surprises!
Compliance is also top of our priorities. So working via Clarity, we make sure that you sleep easily at night, with no worries that HMRC will come knocking.
We are in talks with FCSA to gain accreditation, however we must provide sufficient evidence and documentation to adhere to their code of conduct. So please do bear with us. Find out more.
If you’d like to find out more, give us a call on 01473 845 834 or request a call back and we will be more than happy to answer any questions you may have.
Benefits of working through Clarity…
• Our Online Take Home Pay Calculator gives a full breakdown of deductions; we won’t hide anything.
• Fast and Easy Registration; so you can be up and running in no time.
• Our Employee Rewards Program gives you access to online discounts, cash back and vouchers.
• One Dedicated Point of Contact, but a team who will always be able to help!
• Same day payments as long as funds are received before 8am.
• A Flexible Pension Scheme with options to make additional contributions if you wish, not just Auto Enrolment!
• A reputation like no other, and that’s not our opinion. Check us out on the ContractorUK forum.
• Finally, Our promise to you! You will never simply become “just a number”; customer service is of the utmost importance to us, so we will always come back to you, no matter what your query!